Current Loan Rates

Compare our rates - we are confident they are the best in the Hermantown area. Why? Our member/owners have stressed that low loan rates and high savings rates are what they want from their financial services cooperative. Exercise your power as a member and realize the savings you deserve - Apply For A Loan or savings account today!

Rates Effective as of 7/15/2014
Additional discount may apply based on relationship pricing.

COLLATERAL FINANCING

Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and addtional requirements. 72 month financing at 5.00% A.P.R equals $16.10 per $1000.00 financed.

Examples: New & Used Vehicles

up to 35 Months
As Low As
1.99%*
36 Months
As Low As
2.49%*
48 Months
As Low As
2.49%*
60 Months
As Low As
2.99%*
84 Months
As Low As
3.99%*
*APR = Annual Percentage Rate.


SPECIAL FEATURED FINANCING

REC/RV RATE SPECIAL*
Up to 120% financing available up to 72 months term. 100% financing on extended terms.72 month financing at 5.00% A.P.R equals $16.10 per $1000.00 financed. 2008 and Newer Loan to Value based on NADA Retail.

Examples:  Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)

36 Months
As Low As
2.49%*
60 Months
As Low As
2.99%*
84 Months
As Low As
3.99%*
As Low As
*APR = Annual Percentage Rate.


UNSECURED CLOSED END*
 
As Low As
7.99%*
*APR = Annual Percentage Rate.


LINE OF CREDIT

 

Home Equity
As Low As
4.50%*
*APR = Annual Percentage Rate.
 
 

* APR is the Annual Percentage Rate.

Rates posted are the lowest possible rates and may vary depending on past credit history, down payment, and approximate term. All rates subject to approval depending on qualifications.  All rates subject to change. Rates include .25% for HTFCU auto pay and .10% for E-statement sign up.

 
This credit union is federally insured by the National Credit Union Administration.