Investments

Share Certificates of Deposit (CDs)
If you like to receive higher returns on your investments, our share certificates are just what you're looking for. A share certificate is an interest bearing time share account that represents the best savings alternative if you have money you know you will not need to access for a particular period of time.

Money Market Savings
The money market account offers a higher rate than a share savings account and has more flexibility than a CD. The following restrictions apply:

• Has a minimum balance of $2500. If the balance drops below this amount, no dividends are paid.
• Can make four withdrawals per month without charge. All withdrawals over four are assessed a $10 fee.
• Dividends/interest is paid monthly.

Individual Retirement Accounts (IRAs)
We offer Traditional, Roth and Education IRAs. This is a great way for members to save for the future.